Everyday Canadians struggle with their monthly payments robbing from Peter to pay Paul, living paycheck to paycheck, never knowing if you’re going to have enough to make it to the next pay. It’s a reality all too common but it doesn’t have to be this way.Learn More
Our debt counselling professionals will answer all of your questions and provide you with all of your options to consolidate. Remember there is never any pressure or obligation on your part to use our services. Its safe, 100% confidential and never any obligations.Learn More
The team at Debt Managers can advise and assist with debt management programs, consumer proposals, division one proposals, bankruptcies, consolidation loans, mortgages, mortgage refinancing, and more. When debt becomes to much we're here to help.learn more
For over 20 years Debt Managers has been helping Canadians reduce and eliminate their debt.
Debt Management is suitable for unsecured debts, such as credit cards, lines of credit, payday loans, high interest loans, ect... It does not apply to secured debt (like a mortgage) because if you default on the loan, creditors will be able to get their money back from the sale of your assets.Get Started
Debt doesn't have to be a way of life. You have options!
By using this service, you authorize a counsellor to speak to creditors on your behalf in order to make special arrangements with them regarding your payments.
With debt restructuring we can look at how you can repay your debt while paying the least amount of interest during the repayment term.
Debt settlement is the process of contacting your creditors and offering a percetage of what you owe in one lump sum payment.
This is a federally administered debt repayment program that can reduce your debt (in most cases) so you only pay a portion of what you owe.
If bankruptcy is the option you choose, you can work with one of our advisor, as well as, a trustee to complete the requirements to formally declare bankruptcy.
A Division 1 proposal is a formal procedure governed by the Bankruptcy and Insolvency Act and is available to businesses and individuals
DebtManagers acts as a mediator between you and your creditors,
negotiating a new repayment schedule on your behalf, reducing interest
rates and monthly payments by up to 60%. For nearly 20 years we have
assisted thousands of Canadians Coast-to-Coast in eliminating consumer
debt and rebuilding credit.
As you can imagine, each debtor's situtation is unique, so the only way to determine if you qualify for this debt management program is to schedule a debt assessment with one of our experienced debt advisors. To find out if you qualify call 1-800-774-5779 or fill out the form above for a free, no-obligation and confidential debt assessment.
Talk one on one with a professional that has the experience to help you reduce interest charges, lower your monthly payments and become debt free. With so many options available to Canadians there’s no reason to lay awake at night tossing and turning trying to come up with a solution. A professional debt counsellor can show you how without the stress.
We get it! We know how hard it is to live with debt and how easy it is to get into it. We also understand that no two situations are alike. Call now to get your free, no obligation consultation and find out what options you have and how we can customize a debt repayment program to suit your needs.Visit Our FAQ's